B
80–89 · Above average

Transparency Verdict

Stephen Wade Toyota earns a B.

Mostly honest. Stay alert.

Fair on the big stuff, but there are small things to watch. Read the out-the-door carefully before you sign.

Developing confidence — based on 5 verified out-the-door quotes and 1 tracked negotiation · St. George, UT
Collected Nov 29, 2025Jun 1, 2026 · Updated Jun 11, 2026

Location

St. George, UT

4 rated dealers within 30 miles · Open full map →

The full story

Why Stephen Wade Toyota earned this grade

Between November 2025 and June 2026, CarEdge negotiated or logged 5 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.

What they do well

2 things

Doc fee is genuinely reasonable

$200 is $234 below the UT average of $434. That's money you keep — most dealers in their market charge more.

No dealer add-ons detected

Across 5 recent quotes, we haven't seen a single "dealer accessory," "paint protection," or "theft deterrent" line item. That is rare, and it is good.

! Where to push back

1 thing

Listing price and real price disagree

Quoted prices run 7.9% above the advertised listing — roughly $2,765 extra on a $35k vehicle. That's a pattern, not a rounding error.

TipThis dealer's listing price is a marketing number, not a real one. Don't anchor to it — anchor to an out-the-door target.

5 verified OTD quotes from Stephen Wade Toyota

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

3 vehicle transactions5 individual quotes

2025 Toyota GR86

PremiumUsed2 quotes
$36,553
$499doc feeNo add-onsSaved $1,613
View 2Quotes →

2025 Toyota 4RUNNER 4WD

TRD SPORT PREM
$61,718
doc feeNo add-ons
View Quote →

2025 Kia Carnival

MPV SX2 quotes
$48,590
doc feeNo add-ons
View 2Quotes →

At a Glance

Doc fee ($200) is at or below average
No mandatory add-ons detected

Tips for Stephen Wade Toyota

  • Doc fee ($200) is at or below national average. One less thing to negotiate.
  • This dealer typically doesn't add mandatory dealer add-ons. That's a good sign of transparency.
  • Dealer markup is only +8% above listing (excluding taxes). This dealer keeps their fees minimal.
Live inventory

On the lot right now

Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.

Frequently Asked Questions

What is Stephen Wade Toyota's doc fee?

Stephen Wade Toyota charges a typical documentation fee of $200. The UT average is $434. This is based on 5 verified OTD quotes in our database.

Does Stephen Wade Toyota add mandatory add-ons?

Based on our data, Stephen Wade Toyota does not typically add mandatory dealer add-ons to their quotes. This is a positive sign for buyers.

Is Stephen Wade Toyota a good dealer?

Stephen Wade Toyota has a transparency score of 81.9/100, earning a Grade B. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 5 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Stephen Wade Toyota in St. George, UT, that has meant 5 verified OTD quotes across 1 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.

Fee Transparency

30%

Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.

Add-on Behavior

30%

How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?

Price Accuracy

30%

Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.

Data Quality

10%

More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to B.

Fee Transparency (30%)
100
Add-on Behavior (30%)
100
Price Accuracy (30%)
60
Data Quality (10%)
40

Doc Fee Comparison

This dealer$200
UT avg$434
National avg$400

Pulled 5 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.